Continental Finance Company, founded in 2005, is a United States financial services firm that markets and services Mastercard-branded credit cards issued by partner and sponsor banks, aimed at consumers with less-than-perfect credit. Its technical work centres on a consumer marketing and servicing platform described as state-of-the-art, alongside credit reporting integration and credit risk and credit limit management. The company reports customer payment performance to all three leading credit bureaus.
The firm manages a credit card portfolio of over $1 billion across nine Mastercard-branded products: Build, Cerulean, FIT, Matrix, Reflex, Revel, Surge, Today and Verve. Its engineering and product priorities include transparency in the presentation of fees, charges and payment requirements, and a 'low and grow' credit limit strategy designed to support responsible account management.
Continental Finance states a mission of financial inclusion for consumers excluded from traditional credit card programs, with an emphasis on dedicated customer support. It operates within the financial services, credit cards, fintech and consumer lending verticals.
