Guaranteed Rate, Inc. employs artificial intelligence in mortgage processing through its AI-enhanced platform, which streamlines the home-buying process from application to close. The company's technical domains include digital mortgage technology, AI in mortgage processing, and fintech.
Founded in 2000, Guaranteed Rate has a team of over 4,000 loan experts. It is the nation's second-largest retail mortgage lender, having facilitated $30.3 billion in loans in 2025, with operations in all 50 US states.
The company offers a digital mortgage service, launched in 2015 as the world's first, enabling pre-approval in five minutes, and provides 150+ loan options. Its approach integrates a customer-first focus with innovation-driven technology.
