Luma Financial Technologies builds a customizable, multi-product, multi-issuer and carrier-neutral fintech platform that lets financial professionals learn about, research, purchase and manage alternative investments, including structured products and annuities. Founded in 2018 and headquartered in Cincinnati, Ohio, with offices in New York and Lisbon, the company serves broker/dealer firms, Registered Investment Advisors, family offices and private banks.
The Luma Platform covers the full alternative investment lifecycle: education, discovery, product creation, pricing, electronic order entry and post-trade management. Engineering work spans fintech platform development, structured products technology, annuities and life insurance technology, electronic order entry systems, post-trade management systems, and pricing and product creation tools. The system is designed to be fully customizable and configurable for individual firms.
The company positions itself as an independent, carrier-neutral provider in a market it describes as underserved and fragmented, with an emphasis on transparency, efficiency and ease of use. Its stated approach combines a multi-issuer model with ongoing expansion into alternative investment markets worldwide.
