Monex USA is a foreign exchange and global payments provider serving businesses that make international payments. Founded in 1999 and formerly known as Tempus, the company was acquired by Monex, one of the world's largest commercial foreign exchange providers, in 2011; the two businesses united under a single global brand as Monex USA in January 2022. It is headquartered in Washington, DC, with offices in New York and Beverly Hills, and serves clients worldwide.
The firm's work spans foreign exchange, cross-border payments, currency risk management, FX forecasting and market analysis, and commercial currency exchange. Its International Payments product enables businesses to send and receive cross-border payments and serves more than 70,000 clients worldwide. Its currency exchange services combine competitive rates with personalised expert service for customers ranging from small businesses to multinational corporations, and are backed by a parent company with $274 billion in annual FX turnover. A currency risk management and advisory practice, drawing on over 40 years of combined financial expertise, guides businesses through foreign currency exposure. The company has been named Bloomberg's top currency forecaster multiple times, ahead of more than 70 global financial institutions.
Monex USA employs more than 2,800 currency experts. Its stated approach pairs technology and pricing with personalised service, in pursuit of a lower-cost alternative to banks charging high fees. The company's mission centres on simplifying global payments and helping businesses protect their profits from currency volatility.






