National Debt Relief, LLC. is a United States-based financial services firm founded in 2009 that specialises in helping clients reduce unsecured debt through direct negotiation with creditors, positioning itself as an alternative to bankruptcy. The company operates in the debt relief vertical and serves clients nationwide.
The firm's core offering is its Debt Relief Program, under which negotiators work directly with creditors to reduce outstanding debt amounts. Clients pay only after accounts are successfully settled. According to the company, clients save an average of 25–30% on unsecured debt, with the programme typically running 24–48 months to completion.
National Debt Relief reports having helped over 1.3 million people and accumulated more than 70,000 five-star reviews. The company is BBB A+ accredited and has been recognised by Forbes Advisor as a top-rated debt relief company. It states that its culture is grounded in integrity, growth, and genuine human connection, with a commitment to transparency and client outcomes.