North American Bancard, a payments and fintech company known as North, provides merchant services and payment processing to businesses of every size and industry. Founded in 1992 and headquartered in Troy, Michigan, the firm employs more than 1,500 people and processes over $45 billion in payments annually for hundreds of thousands of merchants across the United States.
Its technical work spans payment processing, point-of-sale systems, mobile payment acceptance and integrated payment APIs. Security engineering is central to the stack: the company operates to PCI DSS standards and employs point-to-point encryption and tokenization to protect card data. Other services include check conversion and guarantee, gift and loyalty programmes, and EBT processing.
North's technology ecosystem comprises several specialised payment brands, among them PayAnywhere, Inovio, EPX, Money Machine and Signature Payments. Engineering work is distributed across credit and debit card processing, mobile payment solutions and advanced POS systems for in-store payments. The company states an emphasis on technological advancement and innovation, and has grown partly through strategic acquisitions.
Sectors served range from corner stores to major retail enterprises, and the company positions its services around helping merchants reduce processing fees while maintaining a customer-service focus.
