Tapcheck Inc. is a fintech company that provides an earned wage access (EWA) solution for employees of its client firms. Its mobile app connects to employers' payroll and timekeeping systems, calculating wages automatically and making them available within hours of each shift ending, so that employees can draw on earned pay daily rather than waiting for a scheduled payday. The service is offered to employers at zero cost.
The company's engineering work spans several domains: mobile app development, integration with payroll and timekeeping systems, and direct deposit and card-issuing technology. Product lines include the Tapcheck Earned Wage Access App, the Tapcheck Mastercard - a branded card enabling early direct deposit - and a set of financial wellness tools covering budgeting resources, savings calculators and financial education content. Client industries include healthcare, retail, hospitality and manufacturing, with a focus on hourly workforces.
Tapcheck reports that employers using the product see employee turnover reduced by up to 31% and fill open jobs faster. The company has raised $225m in an equity and debt round. It was founded in 2019 by husband-and-wife team Ron and Kayling Gaver and is headquartered in Plano, Texas.
