Cytora applies generative and agentic AI to commercial insurance, digitizing risk workflows and the full policy lifecycle for carriers, managing general agents and brokers. Founded in 2014 and headquartered in London, the company builds AI-powered risk processing software aimed at enterprise insurers, with an emphasis on configurability and scalability across large organisations.
Its core product, the Cytora platform, digitizes document and data intake and streamlines underwriting and policy processing. The company reports that deployments reduce turnaround times by 70% or more, go live in as little as four weeks and have delivered documented productivity increases of over 100% in underwriting teams.
In 2025 Cytora was acquired by Applied Systems, combining its AI risk processing with a global insurance technology platform. The company states a mission of building a larger, more efficient insurance industry in which more risk is transferred from businesses to financial markets.
Work spans technical domains including generative AI, agentic AI, document and data intake processing and underwriting automation, serving verticals from commercial insurance and broking to risk transfer markets.
