EasyPay Finance is a financial technology company, founded in 2001, that provides point-of-sale flexible payment solutions for consumers and retailers across the United States. Its platform enables financing of up to $5,000 for purchases such as auto repairs, tires, furniture, and mattresses. Through its subsidiary, EasyPay Leasing, LLC, the company also offers lease-to-own alternatives.
The company operates through a network of over 12,000 participating retail locations, spanning industry verticals including automotive repair, retail, and home furnishings. Its infrastructure supports simple application processes and inclusive credit approval, aiming to broaden access to financing for a wide consumer base.
EasyPay Finance emphasizes customer empowerment and transparency in its operations. The company's technology underwrites and manages financing at scale across thousands of merchant partners, handling sensitive financial data and credit decisioning as core functions of its platform.
