GM Financial is the wholly owned captive finance subsidiary of General Motors, founded in 1992 and headquartered in Fort Worth, Texas. It provides auto finance solutions to dealers and customers, operating across North America, South America and Asia. The company is a wholly owned subsidiary of General Motors Company.
Its business rests on three product lines. Retail financing programmes are offered through long-standing relationships with auto dealers. Lease programmes are structured to meet individual customer needs and are likewise distributed via dealers. Commercial lending products help dealers finance and grow their own businesses. The firm operates in the auto finance, automotive and commercial lending sectors.
GM Financial's international expansion was built partly through acquisitions, which were finalised in 2013; the expansion was completed in January 2015. Its footprint now spans Canada and markets in North America, South America and Asia, alongside its Texas base.
