GAINSCO Auto Insurance®, founded in 1978, is a property and casualty insurance company specializing in non-standard personal auto insurance. In 2020, it was acquired by State Farm Mutual Automobile Insurance Company.
The company operates in multiple states including Texas, Florida, and California, offering flexible and affordable minimum-limits personal auto insurance policies through thousands of independent agents. It holds an A.M. Best Rating of A- (Excellent).
GAINSCO emphasizes speed, reliability, and superior service, supported by bilingual customer support in English and Spanish. The company's culture draws inspiration from its sponsorship of the No. 99 racing team.






