Gravie is a health benefits company founded in 2013 that serves small and midsize businesses in the United States. It offers level-funded health plans and Individual Coverage Health Reimbursement Arrangement (ICHRA) solutions; the company describes itself as the only health benefits company offering both to the SMB market. Its work spans health benefits administration, health plan design, ICHRA administration and level-funded plan structures.
Two products anchor the business. Comfort®, the flagship health plan, provides 100% coverage on common healthcare services, with 94% of office visits covered at no cost to members. ICHRA solutions give employers a defined-contribution route to individual coverage; Gravie reports that employers saved up to 29% at renewal compared with the previous year.
Gravie serves more than 3,300 employers and covers nearly 270,000 individuals. Reported outcomes include average employer savings of 15% on total premium costs with Comfort last year, 97% of employer groups satisfied or very satisfied with their health plan, and a broker Net Promoter Score of 87 for Comfort, some 30 points above the industry average. The company's stated mission is "more benefits, fewer asterisks".
