Prosper, founded in 2005, operates a peer-to-peer lending marketplace in the fintech sector. The platform applies machine learning and large-scale systems engineering to its core operations, streamlining credit access and financial services.
The company provides personal loans, credit cards, home equity products, and investment vehicles, utilizing machine learning technology to personalize offerings. It has served over 2 million customers and facilitated more than $27 billion in loan volume across its 20-year history.
With a presence in San Francisco and Phoenix, Prosper's work environment includes hybrid models, cross-functional collaboration, and interdisciplinary teams. It has received awards such as the Bankrate Best Personal Loan Award and FICO® Decisions Financial Inclusion Award.
