Tala is a global financial platform that uses machine learning and artificial intelligence to provide credit, payments, savings, and transfer services to underserved customers who lack formal banking access. The company's proprietary AI credit engine, Tala InSight, applies machine learning models trained on billions of data points to underwrite borrowers traditionally excluded from financial systems. The engine supports a 92% repayment rate across the company's lending operations.
Through its Tala Money App, which bridges digital and cash ecosystems, the company has served over 13 million customers and delivered approximately $7 billion in credit access. Tala's technical domains span machine learning, artificial intelligence, fintech, and credit scoring. The company has raised nearly half a billion dollars in funding.
Tala operates across Latin America, Southeast Asia, and East Africa, with offices in Santa Monica, Nairobi, Manila, Mexico City, and Bangalore. The company has been named to the CNBC Disruptor 50 list for four consecutive years and the Forbes Fintech 50 for eight consecutive years.
