The Bancorp Bank, N.A. is a fintech-enabling bank that supplies private-label banking and technology infrastructure to non-bank companies, ranging from startups to Fortune 500 firms. Founded in 2000 and headquartered in Wilmington, Delaware, with a fintech hub in Sioux Falls, South Dakota, the bank employs more than 500 people. Its Banking-as-a-Service offering provides the rails behind partner-branded financial products, and the company reports that it powers over $1 trillion in total payment volume.
Technical work at The Bancorp spans Banking-as-a-Service platforms, fintech infrastructure, payment processing, card issuing technology and private-label banking systems. The bank is the largest prepaid card issuer in the United States and the sixth-largest debit card issuer, so engineering teams operate at significant transaction scale. Alongside its Fintech Solutions division, the company provides institutional banking, commercial lending and real estate bridge lending services.
The bank describes its culture as one that prizes creative problem-solving and deep expertise, and encourages staff to push boundaries. The stated approach is to "predict the future of banking" by building it, with teams tasked with turning bold ideas into working solutions for a client base that spans early-stage fintechs and large enterprises.
