Municipal Credit Union (MCU) is a not-for-profit financial institution headquartered in New York City, serving members across New York City and New York State. It has operated for more than 100 years and has a membership base of over 600,000 individuals. The organisation operates within the financial services, banking and credit union sectors.
MCU provides affordable financial products at competitive rates, alongside financial tools and convenient, personalised member services. These are offered under a member-first, not-for-profit model that prioritises members over profit. The credit union's stated focus is on municipal and public-service workers, described internally as "everyday heroes", whom it serves with flexibility, freedom and financial power.
Its mission is to help hard-working New Yorkers build better financial futures, and its stated vision is to be New York's most loved financial institution. The organisation maintains the credit union principle of "people helping people" across generations. It describes its culture as one built to create a happy, motivated team that works to achieve strong results.
